Build a Credit Profile That Opens More Doors!
Looking to improve your credit and unlock better financial opportunities? Book your FREE Credit Consultation to see if your profile is a good fit.
500+
Clients Helped
+87
Avg. Score Increase
7
Collections Removed on Average
4.9★
Client Rating
How It Works
1
Book Your Free Consult
We review your credit report together and identify every removable item across all three bureaus.
2
We File Your Disputes
We handle Experian, Equifax, and TransUnion — plus creditor interventions — and follow up until items are removed.
3
Watch Your Score Rise
Track every dispute, document, and score change in real time through your secure client portal.
Credit Sweep Package — $350
A complete sweep across all three bureaus to challenge inaccurate, unverifiable, or outdated items — normally $650. Only 10 spots remain at this promotional rate.
- Tri-bureau credit audit
- Unlimited dispute rounds (90 days)
- Creditor interventions
- Credit-building roadmap
- Score tracking & coaching
- Secure document portal access
Spots filled in order of consultation booking. See disclaimer.
Not into the sweep? Pay per item.
Base price starts at $300 and varies based on the number of negative items on your credit report. We quote your exact price during the free consultation — no surprises.
Trouble Opening a Bank Account?
Been turned down by Chase, Bank of America, Wells Fargo, or other major banks because of ChexSystems, past overdrafts, account closures, or other history? We can help you navigate the process of getting an account open again.
Real Client Testimonials 👇
"My credit score is 650+ because of you. I'm trying to get to that 700 club — trusting the process and so stoked."
— Vinny V.
"Removed 7 collections in 60 days. Just got approved for my first business line of credit. Thank you Q Capital!"
— Marcus T.
"From a 540 to a 720 in under 6 months. I just closed on my first home. Forever grateful."
— Jasmine R.
Results shown are from real clients but are not typical. Individual results vary based on credit profile, bureau responsiveness, and cooperation with the process.
Free Credit Repair Starter Guide
Get our free Credit Repair Starter Guide — the exact steps we use to identify removable items, dispute the right way, and start rebuilding your score this month.
No spam. Unsubscribe anytime.
Who We Are
Q Capital Repair was founded with one mission — to help everyday people take control of their financial future. We combine proven credit consulting strategies with modern technology to deliver real, measurable results. Whether you're looking to remove negative items, rebuild your credit profile, or launch a professional online presence for your business, we're here to guide you every step of the way. Every client gets a personalized plan, direct access to their consultant, and a secure portal to track their progress.
Refer & Earn
Love what we do? Send us a friend. For every successful client you refer to either our credit repair or website services, you choose your reward:
$25
Cash payout per successful referral
Discount
Equivalent discount on any service we provide
Just have them enter your name in the "Referred by" field when booking, requesting a quote, or making a payment. Track your referrals or request a payout on the referrals page — or chat with 🤖 Quincy in the corner.
We Also Build Websites
Custom Website Development
We design and build a fast, modern website tailored to your brand — paid as a one-time fee starting at $450. Final pricing varies based on the number of systems integrated into your site (payments, booking, CRM, email, inventory, custom logins, AI tools, etc.) — the more integrations, the higher the build cost.
- Custom design & branding
- Mobile responsive
- SEO-ready structure
- Launch & deployment
Website Maintenance Plan
Keep your site fast, secure, and up to date. Plans start at $100/month and scale based on the size of your site and how often you need updates.
- Content & copy updates (up to a set monthly allowance)
- Security patches & uptime monitoring
- Small design tweaks and bug fixes
- Priority email support (1 business day)
Eligibility: Available exclusively to clients whose website was originally built by Q Capital Repair.
Billing: Month-to-month, billed in advance. Cancel anytime with 30 days' notice.
Scope: Major redesigns, new pages, or custom feature builds are quoted separately as one-time work.
Website Mockups
A few sample directions of what we can build for you. Every site is custom-designed to match your brand and goals.
Nail Tech Service
Online booking, service menu, and gallery.
Clothing Brand
Lookbook, product catalog, and secure checkout.
Credit Repair FAQ
How long does credit repair take?+
Most clients see measurable changes within 30–60 days, with the strongest results in the first 90–180 days. Bureaus have 30 days to respond to each dispute, and we typically run multiple rounds — so timelines depend on how many items we're working on and how quickly the bureaus reply.
What items can actually be removed from my report?+
Anything that's inaccurate, incomplete, outdated, or unverifiable is a candidate for removal: late payments, collections, charge-offs, repossessions, medical bills, inquiries, and old addresses. We can't promise to remove accurate, verifiable items, but we can often negotiate or challenge how they're being reported.
Is credit repair legal?+
Yes. The Fair Credit Reporting Act (FCRA) gives you the right to dispute anything on your credit report, and the Credit Repair Organizations Act (CROA) governs how companies like ours work with you. We follow both, never make false claims, and never charge before work is performed.
What's the difference between DIY and full-service?+
The DIY Dispute Kit ($37.99/mo) gives you the tools, templates, and guides to dispute on your own. Done-With-You ($99/mo) adds a monthly call and a personalized strategy. The Credit Sweep Package ($350 one-time) is hands-off — we audit all three bureaus, file every round of disputes, and manage creditor interventions for you.
How do I access my client portal?+
After you book your free consultation and we kick off your plan, you'll get an email invitation to create your secure client portal account at qcapitalrepair.com/portal. From there you can upload documents, message us, and track every dispute in real time.
Will disputing items hurt my credit score?+
No — the act of filing a dispute does not affect your credit score. What changes your score is the outcome: if an item is removed or updated, that's typically a positive move. Disputes themselves are not visible to lenders or scoring models.
Do you work with all three bureaus?+
Yes. Every plan covers Experian, Equifax, and TransUnion. We also dispute directly with creditors and data furnishers when that's the faster path to a removal.
What happens after I book my free consult?+
We'll review your three-bureau report together on a 15-minute call, identify removable items, and recommend the right plan — DIY, Done-With-You, or the Credit Sweep. There's zero pressure: if we're not a fit, we'll tell you and point you in the right direction.